GROUP PERSONAL ACCIDENT
This policy provides compensation to employees, their families, or organized groups against accidental death or bodily injury, in accordance with the benefits specified in the policy and liability under the Workers Compensation Act, Cap 225 (2000), in respect of accidental death, bodily injury, or illness and disease to employees arising out of and in the course of employment.
BASIS OF COVER
24-hour cover
TERRITORIAL LIMITS
Worldwide
SOME OF THE PRINCIPAL EXTENSIONS
- Burns and disfigurement
- Disappearance clause – after 12 months
- Riot, strike and civil commotion
- Starvation, thirst and exposure to the elements
- Motorcycling – up to 750cc
- Work-related sicknesses or illnesses, including 54 scheduled diseases
- Workers’ Compensation extension
- Mobility or artificial appliances
- Evacuation costs
- Seat belt and helmet extension
Suitability
This cover is suitable for:
- Employers: To protect staff during work or leisure.
- Educational institutions: To cover students during school time, educational tours, or placements (internships).
- Contractors or Volunteers: To cover individuals who may not be protected under standard Workers’ Compensation policies.
Other RelatedProducts
Travel Insurance
This policy is designed to provide financial protection and peace of mind while travelling locally or internationally. It safeguards the insured against unforeseen events that may occur
Machinery Breakdown
This policy provides comprehensive cover to the insured machinery against sudden and unforeseen physical loss or damage that requires repair or replacement. The cover applies to damage arising from fortuitous working accidents occurring during normal operations.
Group Personal Accident
This policy provides compensation to employees, their families, or organized groups against accidental death or bodily injury, in accordance with the benefits specified in the policy and liability under the Workers Compensation Act, Cap 225 (2000)
Goods in Transit (Inland Transits)
This policy covers loss or damage to insured goods whilst in transit on land by any vehicle ,train, inland waterway including loading and offloading, against loss or damage by fire, lightning, theft and accidental means.
Motor Insurance Cover
Designed to protect the insured against loss of or damage to their vehicle, as well as liability for damage to third-party property, bodily injury or death arising from traffic accidents.
Fire and Special Perils
This policy Indemnifies the insured for accidental physical loss, destruction or damage to the property insured by any cause other those specifically excluded occurring within the geographical area specified at any time