All Risk Cover
This policy provides cover against accidental physical loss, damage, or destruction of property described in the schedule arising from any peril not specifically excluded under the policy.
It also includes cover for loss resulting from interruption or consequential damage, indemnifiable under material damage, including power surge, riot, strike, civil commotion, earthquake and subterranean fire.
Suitability
This cover is suitable for:
- Individuals
- Corporate companies
- Contractors
- Other organizations
Benefits of All Risks Cover
- Comprehensive Protection: Covers a wide range of perils, including fire, explosion, theft, and accidental damage.
- Worldwide Cover for Portable Items: Protects portable, high-value items such as laptops, cameras, mobile phones, and jewelry, whether at home or abroad.
- Peace of Mind: Reduces stress regarding the security of valuable possessions and business assets.
Other RelatedProducts
Travel Insurance
This policy is designed to provide financial protection and peace of mind while travelling locally or internationally. It safeguards the insured against unforeseen events that may occur
Machinery Breakdown
This policy provides comprehensive cover to the insured machinery against sudden and unforeseen physical loss or damage that requires repair or replacement. The cover applies to damage arising from fortuitous working accidents occurring during normal operations.
Group Personal Accident
This policy provides compensation to employees, their families, or organized groups against accidental death or bodily injury, in accordance with the benefits specified in the policy and liability under the Workers Compensation Act, Cap 225 (2000)
Goods in Transit (Inland Transits)
This policy covers loss or damage to insured goods whilst in transit on land by any vehicle ,train, inland waterway including loading and offloading, against loss or damage by fire, lightning, theft and accidental means.
Motor Insurance Cover
Designed to protect the insured against loss of or damage to their vehicle, as well as liability for damage to third-party property, bodily injury or death arising from traffic accidents.
Fire and Special Perils
This policy Indemnifies the insured for accidental physical loss, destruction or damage to the property insured by any cause other those specifically excluded occurring within the geographical area specified at any time